Carecoverage LLC Privacy Policy

Last Updated: June 23, 2026

Carecoverage LLC ("we," "us," or "our") operates https://carecoveragellc.com. This Privacy Policy explains how we collect, use, disclose, and protect information you provide when you use our website and services. By using our site, you agree to the practices described herein.

1. Information We Collect

1.1 Information You Provide
When you interact with our website or request a quote, you may provide:

• Full name
• Mobile phone number
• Email address
• Mailing address
• Date of birth and household member details
• Income range and employment status
• Insurance type and coverage preferences

1.2 Automatically Collected Information
We may collect browser type, IP address, pages visited, and time spent on our site through cookies and similar tracking technologies. See Section 7 for details.

2. How We Use Your Information

We use your information to:

• Comply with applicable laws and regulations
• Contact you regarding your insurance inquiry via phone, email, or SMS
• Schedule consultations and follow-up appointments
• Improve our website, services, and user experience
• Detect and prevent fraud or misuse

3. SMS / Text Message Communications

By providing your mobile phone number when requesting a quote or through our website, you consent to receive SMS text messages from Carecoverage LLC regarding your health insurance inquiry, quote options, appointment scheduling, plan comparisons, and follow-up communications.

Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP to LNM. You will receive one final confirmation message confirming your removal. For assistance, reply HELP or contact us at bjorndyberg@carecoveragellc.com.

Your consent to receive SMS messages is not a condition of purchasing any goods or services from Carecoverage LLC.

4. Mobile Information and SMS Data — Non-Sharing Policy

We do not sell or share mobile phone numbers, text messaging originator information, or text messaging opt-in data and consent with third parties or affiliates for marketing or promotional purposes. All categories of data collected exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties for marketing purposes.

Any sharing of mobile or SMS data with our service providers (such as SMS platforms, CRM vendors, or hosting providers) is solely for the purpose of delivering, managing, or operating our SMS communication systems on our behalf and is limited to what is necessary to provide these operational services.

5. How We Share Your Information

We do not sell your personal information. We may share information with:

• Licensed insurance carriers and underwriters, solely to obtain quotes or bind coverage on your behalf
• Service providers (SMS platforms, CRM vendors, hosting services) for operational purposes only
• Legal or regulatory authorities where required by law

6. Data Security

bjorndyberg@carecoveragellc.com — we employ reasonable administrative, technical, and physical safeguards to protect your personal information. However, no internet transmission or storage system is 100% secure. If you believe your interaction with us is no longer secure, please contact us immediately at bjorndyberg@carecoveragellc.com.

7. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to remember preferences and analyse site traffic. You may disable cookies in your browser settings; doing so may limit some site functionality.

8. Data Retention

Carecoverage LLC retains personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. SMS opt-in and consent records are retained for a minimum of four years in accordance with TCPA recordkeeping requirements.

9. Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your data, subject to legal retention requirements
• Opt out of SMS communications at any time by replying STOP
• Request to be placed on our internal Do Not Contact list

To exercise any of these rights, contact us at bjorndyberg@carecoveragellc.com.

10. California Residents — CCPA Notice

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal data we collect, the right to delete that data, and the right to opt out of the sale of personal information. We do not sell personal information. To submit a CCPA request, contact us at bjorndyberg@carecoveragellc.com.

11. Children's Privacy

Our services are not directed at individuals under 18 years of age. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, contact us immediately.

12. Policy Updates

We may update this Privacy Policy periodically. Material changes will be communicated via email or prominent notice on our site. Continued use of our services following notice of changes constitutes acceptance of the revised policy.

13. Contact Information

For questions about this Privacy Policy:
Carecoverage LLC
5701 E Hillsborough Ave Ste 1202, Tampa, FL 33610
Phone: (813) 683-4828
Email: bjorndyberg@carecoveragellc.com
Website: https://carecoveragellc.com